SENIOR HOMEOWNERS 62 & OVER, IMPROVE YOUR LIFE
Most all of us have seen one of the advertisements on TV showing a senior couple holding hands, while walking on the beach watching the beautiful sunset. Is this your goal?
Now’s the time to make it happen. The government, through the stimulus package, increased the funding and the value limits of the FHA H.E.C.M. (Home Equity Conversion Mortgage). The value limit has been raised to $625,500.00, until December 31, 2009.
Senior homeowners can borrow a percentage of the value of their home, and never have to make a mortgage payment, as long as one of the borrowers lives in that home as the principal residence.
Here are a few examples of what some of the seniors are doing with the funds, to improve their lifestyle and better enjoy those “Golden Years”.
¨ Maintain total ownership of the home.
¨ Social Security and Pension are not keeping up with inflation.
¨ Eliminates mortgage payments.
¨ Help adult children in business.
¨ Pay off any miscellaneous debt.
¨ Purchase a new car or boat.
¨ Purchase long term care insurance.
¨ Purchase mortgage Protection insurance.
¨ Gift some funds to grandchildren.
¨ Purchase second (vacation) home.
¨ Upgrade their lifestyle.
¨ Travel to far away places.
¨ Purchase a motor home and travel.
¨ Make needed repairs to the home.
For more information on how an FHA H.E.C.M. mortgage can work for you, please call me, toll free at 1-800-486-8786 ext. 705. Email me at fha.hecmmortgage@gmail.com
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